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 5 Ways College Students Should Start Investing Now

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Why You Should Invest While You’re Young: Just the term “investing” can seem like a concept intended for older people—those individuals who are already settled in their careers with families and disposable income they can put in a variety of investment opportunities.

In reality, investing can be a smart move for anyone, and in particular college students. It can be hard for young people and especially college students to jumpstart investing since they usually aren’t in a career yet and may not have a lot of money to set aside. However, if they do make the leap into investing, they can retire earlier and with more money than their peers who don’t start until their 30s, 40s or even 50s.

With that being said, investing as a college student can require a different approach as compared to older investors.


The following are five tips for students who want to invest money, but aren’t sure where to begin:

Invest An Amount of Money You Can Lose

Of course, no one wants to lose money investing, but it is a real possibility. If you’re young and just starting with investments, only put in an amount of money that you can reasonably risk losing. For example, if you’re putting your entire savings into an investment and losing it would mean a cut to your lifestyle, it’s probably too much.

Consider Penny Stocks


Many younger investors and people who have found success through investments got started in penny stocks. Penny stocks aren’t without risks, but they are low-priced shares that can be more realistic for young investors. Most penny stocks are less than $5 a share, and if you’re willing to put the work into researching the best methodology to be successful in this approach, you may find this is an excellent option as a student investor.

Determine Your Goals

It’s crucial for any investor, but particularly young ones, to consider why they’re doing it before making any big decisions. If you want to strike it rich quickly, your approach is going to be unique from someone who’s doing it as a long-term wealth-building strategy. Your motivations will drive how you invest your money and also how you manage it once it is invested.

Psychologically Prepare Yourself

Much of the investment game revolves around psychology. There is a tendency to want to buy high and sell low among investors of all ages. Educate yourself from the start on the psychology of investment and how you can avoid falling prey to the whims that can come when you see volatility in the market. The more prepared you are to weather the storms, the better long-term outcome you’re likely to see.

Do Your Research

The best thing you can do for yourself as an investor of any age is to research. Don’t just jump into something and hope for the best. Do the legwork required to understand the in’s and out’s of varying opportunities and actually work to find one that’s best suited to your goals, your needs and will fit well with the amount of money you’re going to be able to invest.

The Earlier, The Better

One of the biggest reasons it’s advantageous to start investing as early as possible is because of compounding, which means you can grow your investments through reinvestment of what you’ve earned. When you set yourself up to take advantage of compounding you’re more likely to not just create a retirement nest egg but be able to build true wealth over your lifetime.

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Green Weddings Trend: Why 70% of Newlyweds Are Going Green

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A couple of months ago, my best friend got married to her new husband. They are both very eco-conscious people, so they decided to have a unique twist on their wedding. They asked for the following:

  • They arranged a carpool with their friends.
  • They didn’t have any balloons. Instead they used umbrellas.
  • They used plant materials instead of plastic confetti.
  • My friend insisted her husband not purchase a diamond. In addition to being ecologically conscious, she didn’t like the idea of having a stone that was used in conflict zones.

My friends aren’t the only ones making these changes. In fact, nearly a quarter of all newlyweds are organizing green weddings.


Green Weddings Are Becoming the Norm

People are more concerned about green living than ever before. They are trying to incorporate environmental protectionist ideas into every facet of their lives, even the most intimate, such as marriage. A growing number of people are trying to have green weddings, which can make a big difference in reducing their carbon footprint.

How much of a difference can this make? Here are some statistics to bear in mind:

There are a number ofreasons that green weddings are becoming more important. Here are a few.

People Are More Worried About Environmental Preservation than Ever Before


Green living in general is becoming a greater concern for most people. Even younger conservatives are breaking from their older counterparts by insisting on fighting climate change. According to a poll from Pew Research earlier this year, 75% of Americans say that they are very concerned about protecting the environment. Having green weddings is a good way to act on this concern.

One of the biggest changes people are making is using recycled products for their green weddings. This is explained by the research from Pew:

“Overall, 32% of U.S. adults say they are bothered a lot by people throwing away things that could be recycled. Roughly six-in-ten Americans (61%) who say they always try to live in ways that protect the environment say it bothers them “a lot” when others throw away things that could be recycled. Among those who are less focused on environmental protection, only a quarter say it bothers them a lot when others don’t recycle. People who are environmentally conscious are also twice as likely as others to say that seeing someone incorrectly putting trash in recycling bins bothers them a lot (42% vs. 21%).”

Indifferent Politicians Are Driving them to Take More Initiative

Many politicians in power have been very hesitant to take action on climate change. Many of them have openly stated that it is a hoax. These politicians are forcing people to do what they can in their own lives to make a difference. Making small changes, such as hosting green weddings, is a great way to improve the environment without waiting for political momentum.

Cost and Simplicity

A couple of the biggest reasons that people want to host green weddings have nothing to do with their concern for the environment. Running green weddings is simply cheaper and simpler than having a massive, traditional one. One of the biggest changes is that they are buying green engagement rings from the best brands.

Green Weddings Are the Future

Green weddings have become very popular over the past few years. They will probably account for close to 90% of all marriages by 2025. People that are planning to get married should look into the benefits and plan accordingly.

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Green Tech Start-Ups: Are they the Future?

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Endless innovations are occurring in green companies, reinventing the industries they belong to. Gradually, they are beginning to amass more success and popularity. Consequently, these factors serve as a good indicator for green technology businesses, and their development must begin somewhere.

Green tech start-ups boast a wide array of opportunities for the economy and environment, while boosting recruitment openings with valuable services. While the technology industry is littered with high revenues and competition, the green tech start-ups are the clear sign of a cleaner future.


Fulfilling a Genuine Need

Many tech companies will market themselves as the ultimate tech giants to shift stock and make profit. As they all vie for attention through warped corporate rhetoric, there is only one ethical winner; the start-up green tech company.

Some argue that mainstream tech businesses have grown far too big, branching out into other industries and standing between the consumer and practically everything they do. However, green tech start-ups go beyond the shallow ambitions of a company, answering a call to sincerely help the customer and climate in any way they can. Of course, this is an attractive business model, putting customers at ease as they contribute to a humanitarian cause that is genuine through and through.

After all, empathy is a striking trait to have in business, and green tech start-ups maintain this composure by their very nature and purpose.

Creating Opportunities

Despite the pursuits for clean energy still needing more awareness, green tech is an area that is ripe for contribution and expansion. There’s no need to copy another company or be a business of cheap knockoffs; green tech start-ups can add a new voice to the economy by being fresh, fearless and entrepreneurial.


Technology is at its most useful when it breaks new ground, an awe that eco-friendly innovations have by default in their operations. Of course, green tech start-ups have the chance to build on this foundation and create harmony instead of climate crisis. Ultimately, the tech advancements are what revolutionise clean energy as more than an activist niche, putting theory into practice.

Despite the US gradually becoming more disengaged with green technology, others such as China and Canada recognise the potential in green technology for creating jobs and growth in their respective economies. The slack of others spurs them on, which creates a constant influx of prospects for the green tech sector. Put simply, their services are always required, able to thrive from country to country.

A Fundamental Foresight

Mainstream technology can seem repetitive and dull, tinkering with what has come before rather than turning tech on its head. Since 2011, technology has been accused of stagnation, something which the internet and petty app services seem to disguise in short reaching ideas of creativity.

However, green tech start-ups aren’t just winging it, and operate with a roadmap of climate change in the years ahead to strategize accordingly. In other words, they aren’t simply looking to make a quick profit by sticking to a trend, but have the long-term future in mind. Consequently, the green tech start-up will be there from the very start, building up from the foundational level to only grow as more and more people inevitably go green.

They can additionally forecast their finances too, with the ability to access online platforms despite the differing levels of experience, keeping them in the loop. Consequently, with an eye for the future, green tech startups are the ones who will eventually usher in the new era.

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