Connect with us

Invest

Positive investment market grows to £3.25 billion

Published

on

The UK’s positive investment market has grown to £3.25 billion, with 1.75 million investors and savers directly supporting businesses that create social and environmental impact, according to a new report.

Blue & Green Tomorrow is currently running a crowdfunder to ensure its survival. Please pledge.

Make Money Do Good – a report launched by the online positive investment marketplace Ethex to coincide with Good Money Week – reveals that the market has grown by a third since early 2012.

Savers make up most of the record-breaking sum, with £2.1 billion saved in credit unions and £862 million in ethical banks and building societies. 

Meanwhile, £249 million has been directly invested in community share offers, charities and social enterprises, as investors increasingly look towards local projects and businesses.

Community-owned renewable energy schemes have proved the most popular investment, with 56 projects raising £29 million. Social property and regeneration projects raked in £2.5 million while £1.4 million has been invested in food and farming initiatives.

The popularity of positive bonds has also soared, with seven charities and two companies raising £49 million since early 2012, up from just £12 million before.

“A growing number of people are taking control of their money and making it do good, choosing to save and invest directly in businesses that deliver not only a financial return but also demonstrable benefit to society,” said Ethex founder Jamie Hartzell.

“Positive investing is emerging as a broad and unstoppable movement, a popular response to the financial crisis. People today want a more direct and immediate relationship with financial institutions that can be trusted, and that are transparent and accountable.”

Positive investment is defined by Ethex as investment that is channelled directly into things like renewable energy, efforts to tackle poverty, and community shops, rather than simply negatively screened to avoid unwanted sectors. 

It provides an alternative to conventional ethical investment, which, Hartzell said, “has been slightly co-opted and watered down by large financial and commercial businesses, and has lost meaning and no longer carries trust with the public. 

“It [positive investment] is less judgemental, and it is about what you choose to do as a person, not some way you are told you ought to behave,” he told Blue & Green Tomorrow. 

The report also reveals the changing profile of positive investors, noting that younger people are investing more, while individual investors are increasingly looking to build a diverse portfolio. Some 9% of the investors to use Ethex are now aged between 20-29, up from 3% in 2013.

In order to further grow the market, Ethex calls for increased investment in financial infrastructure and better consumer education of the risks and opportunities of investment.

“A movement is emerging, refreshing a spirit of co-operative action that is people-centred and from the ground up,” Ed Mayo, secretary general of Co-operatives United Kingdom, wrote in the report foreword.

“This is a movement that should be supported and encouraged, reflecting it within wider tax policy and with intelligent and proportionate regulation, that recognises the social value and consumer empowerment that positive investing can bring. 

“The good news is that positive investment is emerging as a proven option for individuals and communities right across the UK. With the right infrastructural support this market has a very exciting future.”

The UK Sustainable Investment and Finance Association’s (UKSIF) annual awareness raising event Good Money Week, which launches on Sunday, will work to raise the profile of positive and sustainable investment with a series of events across the country.

Further reading:

Good Money Week: Barchester Green names top five ethical funds

Financial services report recovery as sustainable investment message spreads

Good Money Week goes live with new website

The sustainable investor is no longer marginal

UKSIF rebrands National Ethical Investment Week as Good Money Week

Energy

Responsible Energy Investments Could Solve Retirement Funding Crisis

Published

on

By

Energy Investments
Shutterstock / By Sergey Nivens | https://www.shutterstock.com/g/nivens

Retiring baby-boomers are facing a retirement cliff, at the same time as mother nature unleashes her fury with devastating storms tied to the impact of global warming. There could be a unique solution to the challenges associated with climate change – investments in clean energy from retirement funds.

Financial savings play a very important role in everyone’s life and one must start planning for it as soon as possible. It’s shocking how quickly seniors can burn through their nest egg – leaving many wondering, “How long will my retirement savings last?”

Let’s take a closer look at how seniors can take baby steps on the path to retiring with dignity, while helping to clean up our environment.

Tip #1: Focus & Determination

Like in other work, it is very important to focus and be determined. If retirement is around the corner, then make sure to start putting some money away for retirement. No one can ever achieve anything without dedication and focus – whether it’s saving the planet, or saving for retirement.

Tip #2: Minimize Spending

One of the most important things that you need to do is to minimize your expenditures. Reducing consumption is good for the planet too!

Tip #3: Visualize Your Goal

You can achieve more if you have a clearly defined goal in life. This about how your money can be used to better the planet – imagine cleaner air, water and a healthier environment to leave to your grandchildren.

Investing in Clean Energy

One of the hottest and most popular industries for investment today is the energy market – the trading of energy commodities. Clean energy commodities are traded alongside dirty energy supplies. You might be surprised to learn that clean energy is becoming much more competitive.

With green biz becoming more popular, it is quickly becoming a powerful tool for diversified retirement investing.

The Future of Green Biz

As far as the future is concerned, energy businesses are going to continue getting bigger and better. There are many leading energy companies in the market that already have very high stock prices, yet people are continuing to investing in them.

Green initiatives are impacting every industry. Go Green campaigns are a PR staple of every modern brand. For the energy-sector in the US, solar energy investments are considered to be the most accessible form of clean energy investment. Though investing in any energy business comes with some risks, the demand for energy isn’t going anywhere.

In conclusion, if you want to start saving for your retirement, then clean energy stocks and commodity trading are some of the best options for wallets and the planet. Investing in clean energy products, like solar power, is a more long-term investment. It’s quite stable and comes with a significant profit margin. And it’s amazing for the planet!

Continue Reading

Invest

How to make a sustainable living out of Forex Trading?

Published

on

By

sustainable forex trading
Shutterstock Licensed Photo - By Robert Kneschke | https://www.shutterstock.com/g/robertkneschke

There are two different types of forex trading in general: the profitable one and the not so profitable one. Everyone wants good profits at the end of the day, but unfortunately a good number of traders are burdened with the huge losses at the end of their forex careers. Many newbies run the other way around when they hear about forex trading due to heavy losses in their initial period. Of course, you would have heard about all those success stories, in your friends’ circle or on the internet. However, if you are looking forward to replicate those success stories, you need get yourself ready before that.

In this article, we will discuss the six essential skills that are needed to earn some profits from trading foreign currencies and make a sustainable living out of it.

1. Limit your risk ceiling

When you start with forex, you should try to define limits. Try to create a balanced scorecard that defines your personality with regards to various parameters such as your strengths, weaknesses, behaviors, and ability to take risks. It is essential that you list your financial goals before you start with forex trading.

2. Learn about leverage ratio and account type

When you start, brokers will suggest different forex trading accounts that might take you for a whirl if you aren’t prepared. Each forex trading account has its own pros and cons. It is essential that you engage with your broker to create a mini trading account so that you will be able to warm up on your forex trading skills in a low risk environment.

3. Start small

While starting out, some investors rush to have multiple currency pairs without doing proper research on them beforehand. It is very important have you understand the nature and volatility of a currency before you start trading a pair. Every single foreign currency is like a market onto itself. It is therefore important that you take the time to study about the country before forming pairs to understand the volatility of the currency. By using forex trading platforms such as ETX Capital, you can take informed decisions easily.

4. Learn to control emotions

A forex trader should never take any decisions on the spur of the moment based on emotions and should be as rational as he can. Controlling your impulses is the key to becoming a great forex trader.

5. Automate your processes

I am not suggesting you to rely completely on forex robots and trade copiers, but make use of the latest automation tech to execute transactions faster than ever before. Make use of automation features such as stop loss, price options etc. to make the most out of the exciting opportunities.

6. Keep it simple.

Not everyone can be a genius economist, mathematician and a trader, bundled into one. Forex trading is not a complex subject, you only need to arm yourself with positive thinking, and set yourself clear and realistic goals.

Conclusion

I hope this article was useful for you to learn about the key reasons why online forex trading is a good investment and how you can earn money through it. If you have any doubts with regards to this, let us know through the comments and we will be glad to help you out. If you have any suggestions regarding how we can improve the article, let us know them through the comments as well for us to improve.

Though it’s a reliable source of income, you will have to educate yourself properly before you start investing. It is important that you take the time to understand why things are the way they are before you jump all in and start making your first big bucks. All the best for your future ventures and keep coming for more interesting and useful articles.

Continue Reading
Advertisement

Facebook

Trending