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How To Be Financially Prepared At All Times

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Person counting money at desk

There are probably few things that provide such comfort as knowing that you have enough money to cover not only all of your immediate needs but all of your potential emergencies as well. After all, many people know all too well what it’s like to work, day in and day out, just to have enough money to live. The good news in this is that with a little work and planning, most people really can have enough to be financially prepared at all times. This article will provide some tips for how you can accomplish that comforting goal.

1. Budget your money

It’s been said so many times but it bears repeating: preparing and sticking to a budget will work wonders for your financial health. A good budget will provide a landscape of your financial picture for a given month. After you have this overall picture on paper, you will know how much you can spend on whatever expense you might have. And once you have spent that amount, you stop. It’s that easy. The trick, however, is to always allocate at least some money from every check to a savings account.

2. Buy your food in bulk

After housing, food is the second highest expense in the lives of most families. Fortunately, when you are careful about what you buy and how much you spend, you can frequently save up to 50 percent on your grocery bills. This can be done any number of ways, including shopping at the so-called big box stores, using coupons, and more. And when you decide to eat out, be careful where you go and what you order to save money. One popular business is Marks & Spencer, which offers frequent specials such as a dine for two for £10. On the other hand, eating at home is not only less expensive but better for you as well.

Use coupon websites like Mamma.com to find discounts on all of your favorite grocery stores, and restaurants.

Check out their list of retailers here

3. Eliminate debt

It might sound obvious to say it, but most people carry too much debt. It’s true that debt might allow you to have many nice things whether you can afford them immediately or not, but the bone-crushing burden of debt is killing us. Why not save all of that money that is spent on interest and put it in your pocket by eliminating all or at least a big portion of your credit cards?

4. Be careful with your money

It might not be as much fun to spend your money more carefully, but when you compare the feeling of having “plenty” with having a large amount of debt, you will find new ways to buy smart. At the same time, it’s also fun to find new ways to save money and know that you are on the way to better financial health in the future.

5. Save

It might sound ridiculously simple, but having a bank account that grows regularly is a big factor in making you feel confident about being able to meet your financial obligations and have plenty left over. Further, with the power of compounding interest, your money will grow at a rate that is much faster than any amount you can save on your own.

6. Be careful of your credit

It might seem like a contradiction, but having enough good credit available to you when you need it is a great way to feel financially prepared. This doesn’t mean that you have to use all of your credit, but when you have enough good credit you can relax knowing that you have enough to cover any eventuality.

By observing these ideas you will find out that being financially prepared is a soft pillow.

 

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Green Weddings Trend: Why 70% of Newlyweds Are Going Green

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A couple of months ago, my best friend got married to her new husband. They are both very eco-conscious people, so they decided to have a unique twist on their wedding. They asked for the following:

  • They arranged a carpool with their friends.
  • They didn’t have any balloons. Instead they used umbrellas.
  • They used plant materials instead of plastic confetti.
  • My friend insisted her husband not purchase a diamond. In addition to being ecologically conscious, she didn’t like the idea of having a stone that was used in conflict zones.

My friends aren’t the only ones making these changes. In fact, nearly a quarter of all newlyweds are organizing green weddings.

Green Weddings Are Becoming the Norm

People are more concerned about green living than ever before. They are trying to incorporate environmental protectionist ideas into every facet of their lives, even the most intimate, such as marriage. A growing number of people are trying to have green weddings, which can make a big difference in reducing their carbon footprint.

How much of a difference can this make? Here are some statistics to bear in mind:

There are a number ofreasons that green weddings are becoming more important. Here are a few.

People Are More Worried About Environmental Preservation than Ever Before

Green living in general is becoming a greater concern for most people. Even younger conservatives are breaking from their older counterparts by insisting on fighting climate change. According to a poll from Pew Research earlier this year, 75% of Americans say that they are very concerned about protecting the environment. Having green weddings is a good way to act on this concern.

One of the biggest changes people are making is using recycled products for their green weddings. This is explained by the research from Pew:

“Overall, 32% of U.S. adults say they are bothered a lot by people throwing away things that could be recycled. Roughly six-in-ten Americans (61%) who say they always try to live in ways that protect the environment say it bothers them “a lot” when others throw away things that could be recycled. Among those who are less focused on environmental protection, only a quarter say it bothers them a lot when others don’t recycle. People who are environmentally conscious are also twice as likely as others to say that seeing someone incorrectly putting trash in recycling bins bothers them a lot (42% vs. 21%).”

Indifferent Politicians Are Driving them to Take More Initiative

Many politicians in power have been very hesitant to take action on climate change. Many of them have openly stated that it is a hoax. These politicians are forcing people to do what they can in their own lives to make a difference. Making small changes, such as hosting green weddings, is a great way to improve the environment without waiting for political momentum.

Cost and Simplicity

A couple of the biggest reasons that people want to host green weddings have nothing to do with their concern for the environment. Running green weddings is simply cheaper and simpler than having a massive, traditional one. One of the biggest changes is that they are buying green engagement rings from the best brands.

Green Weddings Are the Future

Green weddings have become very popular over the past few years. They will probably account for close to 90% of all marriages by 2025. People that are planning to get married should look into the benefits and plan accordingly.

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Green Tech Start-Ups: Are they the Future?

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Endless innovations are occurring in green companies, reinventing the industries they belong to. Gradually, they are beginning to amass more success and popularity. Consequently, these factors serve as a good indicator for green technology businesses, and their development must begin somewhere.

Green tech start-ups boast a wide array of opportunities for the economy and environment, while boosting recruitment openings with valuable services. While the technology industry is littered with high revenues and competition, the green tech start-ups are the clear sign of a cleaner future.

Fulfilling a Genuine Need

Many tech companies will market themselves as the ultimate tech giants to shift stock and make profit. As they all vie for attention through warped corporate rhetoric, there is only one ethical winner; the start-up green tech company.

Some argue that mainstream tech businesses have grown far too big, branching out into other industries and standing between the consumer and practically everything they do. However, green tech start-ups go beyond the shallow ambitions of a company, answering a call to sincerely help the customer and climate in any way they can. Of course, this is an attractive business model, putting customers at ease as they contribute to a humanitarian cause that is genuine through and through.

After all, empathy is a striking trait to have in business, and green tech start-ups maintain this composure by their very nature and purpose.

Creating Opportunities

Despite the pursuits for clean energy still needing more awareness, green tech is an area that is ripe for contribution and expansion. There’s no need to copy another company or be a business of cheap knockoffs; green tech start-ups can add a new voice to the economy by being fresh, fearless and entrepreneurial.

Technology is at its most useful when it breaks new ground, an awe that eco-friendly innovations have by default in their operations. Of course, green tech start-ups have the chance to build on this foundation and create harmony instead of climate crisis. Ultimately, the tech advancements are what revolutionise clean energy as more than an activist niche, putting theory into practice.

Despite the US gradually becoming more disengaged with green technology, others such as China and Canada recognise the potential in green technology for creating jobs and growth in their respective economies. The slack of others spurs them on, which creates a constant influx of prospects for the green tech sector. Put simply, their services are always required, able to thrive from country to country.

A Fundamental Foresight

Mainstream technology can seem repetitive and dull, tinkering with what has come before rather than turning tech on its head. Since 2011, technology has been accused of stagnation, something which the internet and petty app services seem to disguise in short reaching ideas of creativity.

However, green tech start-ups aren’t just winging it, and operate with a roadmap of climate change in the years ahead to strategize accordingly. In other words, they aren’t simply looking to make a quick profit by sticking to a trend, but have the long-term future in mind. Consequently, the green tech start-up will be there from the very start, building up from the foundational level to only grow as more and more people inevitably go green.

They can additionally forecast their finances too, with the ability to access online platforms despite the differing levels of experience, keeping them in the loop. Consequently, with an eye for the future, green tech startups are the ones who will eventually usher in the new era.

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