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Green Financing and Responsible Investing: A New Way of Life in Canada



Responsible investing is very much in vogue in Canada. The present scenario in Canada is immensely encouraging and inspiring. Currently companies in Canada are concerned and very much aware of their social and environmental footprint. They are realizing how any wrong steps or initiatives by them could adversely affect their bottom line.

Even for the investors, it is constantly becoming important to consider environmental footprint issues. More and more companies are implementing socially and environmentally conscientious investing and it is no longer considered to hamper progress or performance.

Growing Trend toward Responsible Investment

It is now becoming financially judicious and practical move to possess a greener portfolio. A host of studies and researches in the last few years have supported the cause for responsible investing and have emphasized the performance proficiency of responsible investment. Statistics from the Responsible Investment Association based in Canada, further reveal that responsible investments have really gone up from $600 billion to more than $1 trillion in just a couple of years. Browse through debt reviews for green finance related investment information.

This is actually a whopping 68% increase and the absolutely amazing fact is that pension funds and some other institutional investors have contributed to the lion’s share of the funds moving into the responsible investment portfolios. Moreover, retail investors are also, going green in much higher numbers than they ever did before by investing in mutual funds. It is quite evident that more and more investors are going green not only from value point of view, but also, as an effective risk mitigation strategy meant for institutional pools.

What Does Responsible Investment Entail

Responsible investment is referred to all those investments that are integrating social, environmental and governance criteria for selecting and managing the investments. Responsible investment may also include negative screening related to stocks such as excluding cigarette firms or even shareholder engagement in those cases where investors are supposed to come together for voting at annual general meetings of shareholders to compel firms to modify their ways and attitude. Many others are going a step further by indulging in impact investment that generates environmental, social and financial returns for instance, investments in local cooperatives.

Divesting from Mining, Oil and Gas Companies: The New Trend

Globally, increasingly oil and gas and mining companies are not considered while investing. However, this has been a very difficult proposition in Canada as the scenario in the Canadian marketplace is that 80 % of the Toronto Stock Exchange comprises of oil & gas and mining sectors. However, investors are now able to identify mutual funds that exclude firms that are directly dealing in fossil fuel.

Recently a novel specialized fund has been introduced by Wolverton Securities in British Columbia and Alberta. This specifically excludes firms that are involved directly in oil and gas. These developments reiterate the fact that there is an increasing demand by investors to avoid companies directly responsible for climate change.

Institutional Investors Are Welcoming the New Trend

It is believed that Norway’s US Sovereign fund amounting to $850-billion, has actually divested from oil sands, fossil fuel and coal mining companies. In Canada many renowned professors at several prominent universities have been influencing their institutes’ endowment funds to start divesting from fossil fuels. However, some responsible investment experts are thinking in a different wavelength. They are encouraging the concept of responsible companies, involved in the manufacturing process of oil and gas, to devote their attention to expand their renewable energy volume. Moreover, more and more organizations are supporting the cause of social and environmental justice. Going green is the latest trend in Canada and it is here to stay for quite some time now.



Want to Connect With Nature? Start by Disconnecting From Busyness



Connect With Nature

Have you ever found yourself staring at one of your (many) devices and feeling slightly disgusted with how much time you waste on technology? If so, you aren’t alone. We all have moments like these and it’s important that we use them as motivation to change – especially if we want to be more connected with nature.

How Busyness Impacts Your Connection With Nature

Whether you realize it or not, you live an ultra connected life. Between smart phones, tablets, computers, and wearable devices, you’re never very far from some sort of technology that can connect you to the internet or put you in touch with other people. That’s just the world we live in.

While it could be argued that this sort of omnipresent connectivity is a positive thing, it’s also pretty clear that being permanently tethered to technology impacts our ability to strip away distractions and connect with nature.

When you’re always within arm’s reach of a device, you feel a sense of busyness.  Whether it’s browsing your social media feed, uploading a picture, reading the news, or responding to an email, there’s always something to do. As someone who wants to spend more time in nature, this is problematic.

4 Practical Ways to Disconnect

If you want to truly connect with nature and live a greener lifestyle, you have to be proactive about finding ways to disconnect. Here are a few practical suggestions:

1. Switch to a New Phone Plan

It’s not always practical to totally unplug from the world. Family and work responsibilities mean you can’t go off the grid and continue to fulfill your responsibilities. Having said that, there are some ways to scale back.

One suggestion is to switch to a prepaid phone plan. When you have a prepaid phone plan, you’re far less likely to spend hours and hours of your time making phone calls, sending texts, and surfing the web. It forces you to be more conscious of what you’re doing.

2. Get Rid of Social Media

Social media is one of the biggest time wasters for most people. Whether you realize it or not, it’s also a huge stressor. You’re constantly being exposed to the best snapshots of everyone else’s lives, which makes you feel like you’re missing out on something (even when you aren’t).

If you want to feel a sense of relief and free yourself up to spend more time in nature, get rid of social media. Don’t just delete the apps off your phone – actually disable your accounts. It’s a bold, yet necessary step.

3. Create Quiet Hours

If you aren’t able to get rid of social media and disable various online accounts, the next best thing you can do is establish quiet hours each day where you totally detach from technology. You should do this for a minimum of three hours per day for best results.

4. Build Community

Do you know why we’re drawn to social media and our devices? Whether consciously or subconsciously, it’s because we all want to be connected to other people. But do you know what’s better than connecting with people online? Connecting with them in person.

As you build real life, person-to-person relationships, you’ll feel less of a need to constantly have your eyes glued to a screen. Connect with other people who have an appreciation for nature and bond over your mutual interests.

Untether Your Life

If you find yourself constantly connected to a device, then this is probably a clear indicator that you aren’t living your best life. You certainly aren’t enjoying any sort of meaningful connection with nature. Now’s as good a time as any to untether your life and explore what a world free from cords, screens, and batteries is really like.

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6 Tips for an Eco-Friendly Move



Moving can be a stressful and challenging time. No matter how many times you’ve done it in the past, the process of packing up, transporting, and unpacking isn’t very fun. It’s also not very eco-friendly. As you prepare for your next move, there are things you can do to ensure you leave less of a footprint behind.

6 Tips for a Greener Move

Because of the stress and pressure felt when moving, it’s pretty common for people to rush through the process and focus on getting it done. In fact, a lot of people take an “at all costs” approach; they’ll do whatever it takes to make the process as cheap and fast as possible. Don’t be one of those people. It doesn’t take much effort to turn a standard move into an eco-friendly move.

1. Maximize Each Trip

When moving across town, it’s imperative that you make as few trips as possible. Each trip requires more gas, more emissions, and more waste, and more time.

If you’re taking your personal vehicle, consider pulling a trailer behind it. You’d be surprised how much stuff you can fit into a small trailer. Not only will it make your move greener, but it’ll also save you a lot of time.

2. Donate Things You Don’t Want to Keep

The longer you live somewhere, the more junk you accumulate. This isn’t always obvious until you start packing for a big move. Instead of bringing all of these things with you to your next home, get rid of the stuff you don’t need! If the items are useful, donate them. If the items don’t have much value, toss them.

3. Reuse Moving Boxes

Not only are moving boxes expensive, but they’re also wasteful. If you need a bunch of cardboard boxes, consider looking around on Craigslist, asking friends, or checking the dumpsters behind stores. You can usually find a bunch of recycled boxes of all different shapes and sizes. Here are 12 places you can get them for free.

4. Get Creative With Packing

Who says you need moving boxes? You may find that it’s possible to do most of your move without all that cardboard. Things like storage containers, trashcans, filing cabinets, buckets, and dressers can all store items. Blankets and sheets can be used in lieu of bubble wrap to prevent your items from getting damaged.

5. Use Green Cleaning Supplies

Once you arrive at your new place, resist the urge to pull out a bunch of harsh chemicals to clean the place. You can do yourself (and the planet) a favor by using green cleaning supplies instead. Ingredients like vinegar, baking soda, and ammonia are great to start with.

6. Forward Your Mail ASAP

Don’t delay in forwarding your mail from your previous address to your new one. Not only is it wasteful for the Postal Service to route your mail to a place where you don’t live, but the next owner is probably just going to toss your letters in the trash.

Moving Doesn’t Have to be Wasteful

Most people only move once every few years. Some people will go a decade or more without a move. As a result, the process of moving often feels strange and new. The less experience you have with it, the less likely it is that you’ll be as efficient as you should. But instead of just diving into the process blind, take some time to learn about what an eco-friendly move looks like. That way, you can leave behind the smallest footprint possible.

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