Everyone can ‘make money and make a difference’. Good Money Week is the campaign to raise awareness of sustainable, responsible and ethical finance to help people make ‘good money’ choices. Good Money Week 2015 will take place from 18- 24 October.
What do you mean ‘Good Money’?
‘Ethical investment’; ‘socially responsible investment’; ‘sustainable finance’; ‘ethical banking’…..you may have heard all of these terms before and we are talking about all these things when we say ‘Good Money’. Whatever you want to call it, we mean thinking about the social and/or environmental impact of your money (e.g. your bank account, investments, ISA, and/or pension fund).
Who is Good Money Week for?
Good money week is for everyone! But to make finding things relevant to you or your organisation a bit easier we have tailored some information and activities for the following groups:
Who is involved in Good Money Week?
Good Money Week is co-ordinated by the UK Sustainable Investment and Finance Association (UKSIF). It brings together Advisers, Charities and Trusts, Financial Organisations, Faith Groups, NGOs and Community Groups. This year partner and sponsor organisations include Abundance Generation, Alliance Trust Investments, EdenTree Investment Management, Old Mutual Wealth, Standard Life Investments and Triodos Bank.
What will happen during Good Money Week?
There will be several events each day organised by participating organisations, including conferences, debates and meetings. Visit What’s On for more details. UKSIF will be co-ordinating a range of activities including an event for financial advisers in Bristol, infographics for charities and churches and some interesting social media campaigns. UKSIF will also be holding a dynamic, interactive event called ‘Good Money Talks’ for UKSIF members and wider stakeholders including media representatives, charities and foundations, NGO stakeholders. UKSIF will be promoting discussion around Good Money Week and sustainable finance through various media channels.
How can I get involved?
There are many ways to participate in Good Money Week. We have made some suggestions below but we also welcome your ideas.
- Have a conversation! Email or write to your MP and ask them to support Good Money Week
- Meet up! Attend a Good Money Week event or organise your own
- Learn more! Swot up on the issues and find ‘good money’ options for your finances
- Spread the word! Tell friends, family, your community group, customers, the media and anyone else about Good Money Week using our special toolkit
How can I tell more people about Good Money Week? We are pleased to have as many NGOs, charities and trusts, faith and community groups, financial services professionals or organisations as possible involved.
Use the Good Money Week toolkit and media pack to spread the word. All financial services professionals or organisations must be in good standing with their regulator.
In addition, we ask that:
- Financial advisers must be able to give informed advice on green and ethical investments.
- Banks, Investment Managers and Product Providers must be UKSIF members.
Other financial services organisations should discuss their eligibility with the Good Money Week team. We ask that all organisations participating in Good Money Week and using Good Money Week materials adhere to the appropriate Conditions of Participation.
What is the difference between Good Money Week and National Ethical Investment Week?
National Ethical Investment Week has been renamed Good Money Week to reflect the broad range and scope of sustainable and responsible finance. It’s a campaign and community for everyone, not just those who have large amounts of money to invest!
Who is UKSIF?
UKSIF are the co-ordinators of Good Money Week. UKSIF is the membership association for sustainable and responsible financial services. We promote responsible investment and other forms of finance that support sustainable economic development, enhance quality of life and safeguard the environment. For more information visit the UKSIF website.
Where can I go for more information on sustainable, responsible and ethical investment and finance?
See Good Money Week’s Resources pages for useful guides and links to other organisations.
Ways Green Preppers Are Trying to Protect their Privacy
Environmental activists are not given the admiration that they deserve. A recent poll by Gallup found that a whopping 32% of Americans still doubt the existence of global warming. The government’s attitude is even worse.
Many global warming activists and green preppers have raised the alarm bell on climate change over the past few years. Government officials have taken notice and begun tracking their activity online. Even former National Guard officers have admitted that green preppers and climate activists are being targeted for terrorist watchlists.
Of course, the extent of their surveillance depends on the context of activism. People that make benign claims about climate change are unlikely to end up on a watchlist, although it is possible if they make allusions to their disdain of the government. However, even the most pacifistic and well intentioned environmental activists may unwittingly trigger some algorithm and be on the wrong side of a criminal investigation.
How could something like this happen? Here are some possibilities:
- They could share a post on social media from a climate extremist group or another individual on the climate watchlist.
- They could overly politicize their social media content, such as being highly critical of the president.
- They could use figures of speech that may be misinterpreted as threats.
- They might praise the goals of a climate change extremist organization that as previously resorted to violence, even if they don’t condone the actual means.
Preppers and environmental activists must do everything in their power to protect their privacy. Failing to do so could cost them their reputation, future career opportunities or even their freedom. Here are some ways that they are contacting themselves.
Living Off the Grid and Only Venturing to Civilization for Online Use
The more digital footprints you leave behind, the greater attention you draw. People that hold controversial views on environmentalism or doomsday prepping must minimize their digital paper trail.
Living off the grid is probably the best way to protect your privacy. You can make occasional trips to town to use the Wi-Fi and stock up on supplies.
Know the Surveillance Policies of Public Wi-Fi Providers
Using Wi-Fi away from your home can be a good way to protect your privacy.However, choosing the right public Wi-Fi providers is going to be very important.
Keep in mind that some corporate coffee shops such a Starbucks can store tapes for up to 60 days. Mom and pop businesses don’t have the technology nor the interest to store them that long. They generally store tips for only 24 hours and delete them afterwards. This gives you a good window of opportunity to post your thoughts on climate change without being detected.
Always use a VPN with a No Logging Policy
Using a VPN is one of the best ways to protect your online privacy. However, some of these providers do a much better job than others. What is a VPN and what should you look for when choosing one? Here are some things to look for when making a selection:
- Make sure they are based in a country that has strict laws on protecting user privacy. VPNs that are based out of Switzerland, Panama for the British Virgin Islands are always good bets.
- Look for VPN that has a strict no logging policy. Some VPNs will actually track the websites that you visit, which almost entirely defeats the purpose. Most obviously much better than this, but many also track Your connections and logging data. You want to use a VPN that doesn’t keep any logs at all.
- Try to choose a VPN that has an Internet kill switch. This means that all content will stop serving if your VPN connection drops, which prevents your personal data from leaking out of the VPN tunnel.
You will be much safer if you use a high-quality VPN consistently, especially if you have controversial views on climate related issues or doomsday prepping.
How Going Green Can Save Your Business Thousands
Running a company isn’t easy. From reporting wages in an efficient way to meeting deadlines and targets, there’s always something to think about – with green business ideas giving entrepreneurs something extra to ponder. While environmental issues may not be at the forefront of your mind right now, it could save your business thousands, so let’s delve deeper into this issue.
Small waste adds up over time
A computer left on overnight might not seem like the end of the world, right? Sure, it’s a rather minor issue compared to losing a client or being refused a loan – but small waste adds up over time. Conserving energy is an effective money saver, so to hold onto that hard-earned cash, try to:
- Turn all electrical gadgets off at the socket rather than leaving them on standby as the latter can crank up your energy bill without you even realizing.
- Switch all lights off when you exit a room and try switching to halogen incandescent light bulbs, compact fluorescent lamps or light emitting diodes as these can use up to 80 per cent less energy than traditional incandescent and are therefore more efficient.
- Replace outdated appliances with their greener counterparts. Energy Star appliances have labels which help you to understand their energy requirements over time.
- Draught-proof your premises as sealing up leaks could slash your energy bills by 30 per cent.
Going electronic has significant benefits
If you don’t want to be buried under a mountain of paperwork, why not opt for digital documents instead of printing everything out? Not only will this save a lot of money on paper and ink but it will also conserve energy and help protect the planet. You may even be entitled to one of the many tax breaks and grants issued to organizations committed to achieving their environmental goals. This is particularly good news for start-ups with limited funds as the Environment Protection Agency (EPA) is keen to support companies opening up their company in a green manner.
Of course, if you’re used to handing out brochures and leaflets at every company meeting or printing out newsletters whenever you get the chance, going electronic may be a challenge – but here are some things you can try:
- Using PowerPoint presentations not printouts
- Communicating via instant messenger apps or email
- Using financial software to manage your books
- Downloading accounting software to keep track of figures
- Arranging digital feedback and review forms
- Making the most of Google Docs
Going green can help you to make money too
Going green and environmental stability is big news at the moment with many companies doing their bit for the environment. While implementing eco-friendly strategies will certainly save you money, reducing your carbon footprint could also make you a few bucks too. How? Well, consumers care about what brands are doing more than ever before, with many deliberately siding with those who are implementing green policies. Essentially, doing your bit for the environment is a PR dream as it allows you to talk about what everyone wants to hear.
Going green can certainly save your money but it should also improve your reputation too and give you a platform to promote your business.